Receivables.nz tools
Free New Zealand
terms of trade checker
Check your supplier terms of trade for seven payment protections, including overdue interest, debt recovery costs and the right to stop supply. Get a quick overview and a full report by email.
- Upload a PDF or DOCX
- See a quick overview first
- Get the full findings and practical next steps by email
This is an automated information tool, not legal advice. Have a solicitor review your terms before relying on them.
What does the check look for?
The checker reviews wording for seven common payment protections and marks each as present, needing review, or not found. It can help you spot questions to take to your adviser.
How your document is handled
Your file is sent to us for review. The full report is sent to your email. We do not save the uploaded document or report.
Terms of trade checker FAQs
What does the checker review?
It looks for wording about debt recovery costs, late payment fees, interest on overdue amounts, retention of title, personal or director guarantees, stopping supply, and default or termination.
What file types can I upload?
Upload a PDF or DOCX file up to 10 MB.
Is this legal advice?
No. The checker gives an automated information overview to help you identify clauses to discuss with your solicitor. It does not confirm that a clause is legally effective or suitable for your business.
Is the New Zealand terms checker free?
Yes. You can get an initial overview and a full report at no charge. To receive the report, enter your email and agree to the stated follow-up emails. You can unsubscribe at any time.
What happens to my uploaded terms?
Your document is sent to Receivables.nz for review. The document and report are not saved, as explained in our privacy policy.